Money guides
Sending Money Home from the UAE: How to Get the Best Rate and Lowest Fees
"Zero fees" doesn't mean cheapest. How to compare remittance providers on the amount that actually arrives — and keep more of every dirham you send home.
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Your money in the Gulf, calculated right.
Work out your gratuity, take-home pay and loan limits, check today's gold rate and what your salary is worth back home — with tools built on Gulf rules.
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The questions Gulf residents ask most: what am I owed when I leave, what is gold worth today, and how much will reach home?
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Gratuity Calculator
End-of-service benefits for the UAE, Saudi Arabia, Kuwait and Qatar
- UAE, KSA, Kuwait & Qatar labour laws
- Resignation vs termination
- Exact days of service
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Gold Price Today
Live 24K, 22K, 21K and 18K gold rates per gram in the Gulf
- UAE, Saudi, Qatar, Kuwait & more
- Gold value with making charges
- Updated every few minutes
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Currency Converter
AED, SAR & QAR to INR, PKR, PHP, EGP and 25+ currencies
- Daily mid-market rates
- Remittance currencies
- Instant two-way conversion
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Salary, gratuity & loans
End-of-service benefits, take-home pay and how much you can borrow.
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Gold, currency & zakat
Live gold rates, remittance conversions and zakat.
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Saving & investing
Grow your money, plan your goals and retire on your terms.
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Business & creators
VAT, margins, YouTube income and SEO.
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Why Finance Arabia
Built on the actual law
Gratuity, GOSI and DBR tools follow the current labour laws and central bank rules of each Gulf country — not rough global rules of thumb.
Made for Gulf life
AED, SAR, QAR and KWD by default, remittance currencies like INR, PKR and PHP, and the costs that matter here: rent cheques, school fees and money sent home.
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Living and working in the Gulf
Money guides
Money guides
Buying Gold in Dubai: 22K vs 24K, Making Charges, VAT and Tourist Refunds
The gold price is fixed and VAT is fixed — the making charge is where you win or lose. What you're really paying for and which karat to choose.
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Money guides
How Much Personal Loan Can I Get in the UAE? DBR, 20× Salary and the 48-Month Rule
Three Central Bank rules decide your maximum personal loan — and your credit cards quietly shrink it. A worked example, the flat-rate trap and the fees to budget for.
ReadCompare before you pay
Comparisons
Comparisons
iPhone 18 Pro Max vs Galaxy S26 Ultra: Same Price — Which Should You Buy?
Both start at $1,299. A point-by-point comparison of the iPhone 18 Pro Max and Galaxy S26 Ultra on cameras, battery, display and performance — and who wins each round.
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Comparisons
iPhone Duo vs Galaxy Z Fold 8 vs Xiaomi 18 Fold: Which Wide Foldable Should You Buy in 2026?
Apple, Samsung and Xiaomi all launched wide foldables in 2026. We compare cameras, battery, weight and price — and pick a winner in every category.
ReadHonest verdicts
Reviews
Reviews
iOS 27 Review: Siri AI, Supported iPhones and Should You Update Now?
Apple's biggest iPhone update in years, headlined by a rebuilt Siri. What you'll actually get on your iPhone — and whether to update today or wait.
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Reviews
ChatGPT Review 2026: Plans, Prices and Is It Worth Paying For?
Which ChatGPT plan is worth your money? A practical review: its strongest uses, its weak spots, and how it stacks up against the competition.
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Reviews
Tabby Review: Split in 4 and 12-Month Plans — Is It Really Free?
"Split in 4" is at almost every checkout — but what does it really cost? A hands-on look at Tabby, its new longer plans and what to watch out for.
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Reviews
MacBook Air M5 Review: What's New and Is It Worth Upgrading?
Same design, double the storage and a big jump in AI performance. Is the MacBook Air M5 worth buying — or upgrading to from your current laptop?
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Reviews
Ethereum (ETH) Review: How It Works, Strengths, Risks and Who It's For
Ethereum isn't just a coin — it's infrastructure for an entire industry. A plain-English review of how it works, its strengths, its risks and how it stacks up.
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Reviews
Interactive Brokers Review for Gulf Investors: Fees, Pros and Cons
Why do experienced Gulf investors choose IBKR? A review of the real fees, the markets you can access, how easy it is to use, and who it's for.
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