Finance Arabia

Monthly Budget Planner

Add your salary and monthly spending — rent, school fees, money sent home — to see where your money goes and how much you really save.

Free • No sign-up • Instant results

AED

Monthly expenses

Left over each month

500 AED

Savings rate: 13.3%

Needs (target 50%)9,800 AED · 65%
Wants (target 30%)3,200 AED · 21%
Savings (target 20%)1,500 AED · 10%
Needs 65%Wants 21%Savings 13%

How it works

The 50/30/20 rule

A simple guide: around 50% of take-home pay on needs (rent, food, transport, bills), 30% on wants and 20% on saving and investing. In expensive cities rent often pushes needs higher, so aim to protect the 20%.

Plan for the Gulf extras

Remember the costs that come once a year: school fees, flights home, visa renewals and annual rent cheques. Divide them by 12 and budget for them every month.

Frequently asked questions

How much should I save from my salary in Dubai?

Aim for at least 20% of take-home pay. Expats without a pension in the UAE should save more for retirement, since end-of-service gratuity alone rarely covers it.

Should remittances be a need or a want?

If your family depends on the money, treat it as a need. If it's optional support or savings back home, mark it as a want or a saving.