Monthly Budget Planner
Add your salary and monthly spending — rent, school fees, money sent home — to see where your money goes and how much you really save.
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Monthly expenses
Left over each month
500 AED
Savings rate: 13.3%
How it works
The 50/30/20 rule
A simple guide: around 50% of take-home pay on needs (rent, food, transport, bills), 30% on wants and 20% on saving and investing. In expensive cities rent often pushes needs higher, so aim to protect the 20%.
Plan for the Gulf extras
Remember the costs that come once a year: school fees, flights home, visa renewals and annual rent cheques. Divide them by 12 and budget for them every month.
Frequently asked questions
How much should I save from my salary in Dubai?
Aim for at least 20% of take-home pay. Expats without a pension in the UAE should save more for retirement, since end-of-service gratuity alone rarely covers it.
Should remittances be a need or a want?
If your family depends on the money, treat it as a need. If it's optional support or savings back home, mark it as a want or a saving.
