Car Ownership Cost Calculator
The sticker price is only the start. Enter the price, finance and how you drive to see what a car really costs you each month and each kilometre.
Free • No sign-up • Instant results
New cars often lose 10%–20% a year
Update to the current price where you live
True monthly cost
2,267 AED
136,046 AED over 5 years
How it works
The biggest hidden cost
Depreciation is usually the largest cost of a new car — it loses a big share of its value in the first years, even though you never see a bill for it.
Flat-rate car loans
Car finance in the Gulf is often quoted as a flat rate charged on the full amount for the whole term, so the real cost is higher than it looks. Compare offers on APR.
Frequently asked questions
Is it better to buy a car with cash?
Cash avoids finance costs, but don't empty your emergency fund. If you finance, choose a shorter term and a bigger down payment.
How fast do cars depreciate?
It depends on the model and demand; many new cars lose roughly 10%–20% a year in the early years. Adjust the rate for the car you're considering.