19 free calculators
Financial calculators
Accurate, interactive tools for life in the Gulf — from your end-of-service gratuity and take-home pay to gold rates, remittances, loans and zakat.
- 100% free
- No sign-up, nothing stored
- Works on mobile and desktop
Salary, gratuity & loans
End-of-service benefits, take-home pay and how much you can borrow.
Gratuity Calculator
End-of-service benefits for the UAE, Saudi Arabia, Kuwait and Qatar
- UAE, KSA, Kuwait & Qatar labour laws
- Resignation vs termination
- Exact days of service
GOSI Salary Calculator
Saudi take-home pay after GOSI deductions
- Saudi and expat employees
- Employer's GOSI share
- Monthly & yearly net salary
DBR Calculator
Debt burden ratio and maximum loan you can get
- SAMA & UAE DBR limits
- Existing loans and cards
- Maximum loan amount
Loan EMI Calculator
Monthly installment, total interest and flat vs reducing rate
- Flat rate → real APR
- Total interest cost
- Year-by-year schedule
Budget Planner
See where your salary goes with the 50/30/20 rule
- Rent, school fees & remittances
- 50/30/20 breakdown
- Your real savings rate
Gold, currency & zakat
Live gold rates, remittance conversions and zakat.
Gold Price Today
Live 24K, 22K, 21K and 18K gold rates per gram in the Gulf
- UAE, Saudi, Qatar, Kuwait & more
- Gold value with making charges
- Updated every few minutes
Currency Converter
AED, SAR & QAR to INR, PKR, PHP, EGP and 25+ currencies
- Daily mid-market rates
- Remittance currencies
- Instant two-way conversion
Zakat Calculator
Zakat on cash, gold, shares and business assets with live nisab
- Live gold & silver nisab
- Cash, gold, shares & stock
- Deducts debts due now
Economic Calendar
Fed, CPI, jobs data and Gulf events in your time zone
- Live economic events
- Forecast vs actual
- Impact on markets
Saving & investing
Grow your money, plan your goals and retire on your terms.
Compound Interest Calculator
Grow a lump sum and monthly savings with compounding
- Lump sum + monthly deposits
- Year-by-year growth table
- Any Gulf currency or USD
Savings Goal Calculator
How much to save each month to hit your target on time
- Monthly amount needed
- With or without returns
- Clear yearly plan
Retirement & FIRE Calculator
When can you retire and how much you need to get there
- Your retirement number
- 4% safe withdrawal rule
- Financial independence age
Dividend Calculator
Future dividend income with DRIP reinvestment
- Annual dividend income
- Reinvestment effect
- Dividend growth over time
Stock Average Calculator
Average buy price for stocks and crypto, plus current P/L
- Unlimited buys
- Average price & quantity
- Current profit or loss
Inflation Calculator
What your money will really be worth in the future
- Future purchasing power
- What things will cost
- Adjustable inflation rate
Business & creators
VAT, margins, YouTube income and SEO.
VAT Calculator
Add or remove VAT at 5% (UAE), 10% (Bahrain) or 15% (KSA)
- Add or extract VAT
- UAE, KSA, Bahrain & Oman rates
- Instant results
Profit Margin Calculator
Margin, markup and the right selling price
- Margin vs markup
- Price for a target margin
- For shops & online stores
YouTube Earnings Calculator
Estimate channel income from views and RPM
- Daily, monthly & yearly
- RPM by niche
- Realistic estimates
Google Index Checker
Check if your pages are indexed on Google
- Up to 20 URLs at once
- One-click site: checks
- Search Console shortcuts