Savings Goal Calculator
Set your target, time frame and current savings to see the monthly amount you need — and how much investment returns can do for you.
Free • No sign-up • Instant results
Use 0% for a plain savings account with no investing
You need to save every month
2,280.71 AED
to reach 100,000 AED in 3 years
| Year | Contributions | Returns | Balance |
|---|---|---|---|
| 1 | 37,369 AED | 1,148 AED | 38,516 AED |
| 2 | 64,737 AED | 3,754 AED | 68,491 AED |
| 3 | 92,106 AED | 7,894 AED | 100,000 AED |
How it works
How it works
We grow your current savings at your chosen return, then calculate the monthly deposit needed to cover the rest by the deadline.
A tip
Every extra year lowers the monthly amount sharply — especially if the money is invested at a sensible return.
Frequently asked questions
Should I include an investment return?
Use 0% if the money stays in a current account. For goals five or more years away, a cautious 4–7% is reasonable if you invest.
Saving or investing for a short-term goal?
For goals under two years, keep the money safe in a savings account or deposit. Markets can fall right when you need the cash.